Kitchen Assistant Take-Home Pay Calculator 2026

Reviewed 24 September 2026 · ONS ASHE 2025 provisional / GOV.UK guidance

£12.41 an hour is the ONS median for kitchen and catering assistants — the anchor for back-of-house pay in Britain. At a standard 37.5-hour week it is £24,199.50 a year, and after income tax, National Insurance and auto-enrolment pension on the 2026/27 England model, that leaves £20,296.70 a year: £1,691.39 a month, £390.32 a week. That is the number the calculator above starts from — change the rate, the hours, or both, and it rebuilds the take-home from the same engine that produced the worked example below.

Hours are the real variable in kitchen work. The ONS weekly median of £239.00 implies a working week of about 19.3 hours at the £12.41 median — this is a part-time occupation, and most users should change the gross before anything else. A 20-hour week at the median is £12,906.40 a year; a 25-hour week is £16,133.00; a 30-hour week is £19,359.60. Put your real pattern in: zero-hours workers should average the last twelve weeks, the same reference period employment law uses for a week's pay.

Then add the tronc. Tronc shares, card tips routed through the employer and service-charge distributions are taxable earnings — a kitchen assistant on the £24,199.50 baseline with a £40-a-month tronc share (£480 a year) should enter £24,679.50, and the calculator taxes the tronc slice exactly as it taxes the wages. Cash tips handed to you directly are still taxable income, but they sit outside PAYE: HMRC expects them declared, and the calculator cannot see them. The worked example below shows every line of the baseline calculation, and the FAQs work through the hours, the tronc and the Scotland toggle.

UK take-home pay calculator — 2026/27

Scotland has different income tax bands.
Here's what you'd actually take home
£20,297
£1,691 a month · £390 a week
Gross pay
£24,200
a year
Total deductions
£3,903
tax, NI and pension
Take-home pay
£20,297
£1,691 a month
Breakdown — £24,200 gross, 2026/27
Gross annual pay£24,200
Pension contribution−£898
Income tax−£2,146
National Insurance−£859
Take-home pay£20,297

Uses 2026/27 rates: Personal Allowance £12,570, employee NI 8% to £50,270 then 2%. Pension is modelled as salary sacrifice: it reduces taxable pay for income tax and National Insurance.

At a glance

On £24,200 a year gross, you'd keep about £1,691 a month after income tax, National Insurance and pension.

How reliable is this figure?

This is an estimate, not a payslip preview. It runs on the 2026/27 tax model (Personal Allowance £12,570; employee National Insurance at 8% up to £50,270, then 2%) and the pay dataset named on this page, reviewed 23 September 2026.

Your actual take-home depends on your tax code, contract terms, overtime patterns and any benefits or deductions your employer applies. If a figure here looks surprising, check it against your latest payslip and the HMRC guidance linked under Sources below.

Scotland uses different income tax bands — toggle your nation in the calculator above. Wales follows the England bands.

Worked example: £24,199.50 kitchen assistant salary, 2026/27 (England, auto-enrolment on)

Gross annual salary£24,199.50
Auto-enrolment pension (5%)−£897.98
Income tax (20% band)−£2,146.30
Employee National Insurance−£858.52
Annual take-home pay£20,296.70
Monthly take-home pay£1,691.39
Weekly take-home£390.32

Assumptions and pay data

  • England income tax bands for 2026/27 (6 April 2026 – 5 April 2027)
  • Auto-enrolment pension at 5% of qualifying earnings (£6,240–£50,270)
  • Employed kitchen assistant at 37.5 hours a week — the calculator rebuilds the figures for any hours you enter
  • No student loan repayments and no other deductions
  • Tronc shares and tips routed through the employer are taxable earnings — add them to the gross you enter
  • Cash tips handed to you directly are still taxable income — HMRC expects them declared; they sit outside PAYE
  • The split-shift gap is unpaid — it adds no gross and the calculator needs no adjustment for it
  • Scotland has its own bands — use the nation toggle under the calculator if you pay Scottish income tax

Making sense of kitchen assistant take-home pay

From £12.41 an hour to a yearly figure

The conversion is hourly rate × weekly hours × 52, and in this occupation the hours do more work than the rate. £12.41 at 37.5 hours is £24,199.50 a year — the figure the calculator starts from. At 20 hours it is £12,906.40; at 25 hours, £16,133.00; at 30 hours, £19,359.60; at 40 hours, £25,812.80. Same median rate, five different salaries: the rota is the pay offer as much as the rate is.

Through the 2026/27 England model with auto-enrolment on, the 37.5-hour baseline becomes £1,691.39 a month of take-home — £20,296.70 a year, £390.32 a week — after £897.98 of pension, £2,146.30 of income tax and £858.52 of National Insurance. The worked example below shows every line. Part-time figures scale down through the same engine: the calculator rebuilds the whole deduction stack from whatever gross you enter, so the monthly figure for your actual hours is the one to budget from.

Use the conversion in reverse on job adverts. A £20,000 salary on a 30-hour rota is £12.82 an hour — above the £12.41 median. A £20,000 salary on a 37.5-hour rota is £10.26 an hour — below the adult legal floor of £12.71, and unlawful for a worker aged 21 or over. The advert quotes the figure that flatters the rota; divide it down to the hour before you compare it to anything.

Part-time hours: enter your actual hours

The calculator opens on the £24,199.50 full-time figure, but the median kitchen assistant works about 19.3 hours a week — so most users should change the gross first. Work out your real pattern: contracted hours plus the regular extras, averaged over a month. A 20-hour contract with a regular Saturday double that averages 24 hours is a 24-hour gross, not a 20-hour one: £12.41 × 24 × 52 = £15,487.68.

Zero-hours workers should average the last twelve weeks — the same reference period employment law uses for a week's pay — and enter that. If the rota swings between 12 and 28 hours, the 20-hour average is the honest input, and the monthly take-home it returns is the figure to budget from rather than the best week's version.

One thing not to do: annualise the £239.00 weekly median and enter £12,428 as if it were a salary. That figure is the median worker's actual earnings at median hours — it describes the occupation, but your gross is your rate times your hours, and the calculator needs yours.

Tronc payments are taxable earnings: include them in the gross

Tronc shares, card tips routed through the employer and any service-charge distributions are wages for tax purposes: income tax applies, auto-enrolment pension applies, and they belong in the gross you enter. A kitchen assistant on the £24,199.50 baseline receiving a typical modest tronc share of, say, £40 a month (£480 a year) should enter £24,679.50 — the calculator then taxes the tronc slice exactly as it taxes the wages.

One wrinkle is worth knowing before you enter the gross: where an independent troncmaster allocates the tronc — someone outside the employer running the distribution — no employer or employee Class 1 National Insurance is due on the tronc money, though income tax still applies. This calculator applies employee NI to the whole gross, so on the tronc slice it very slightly overstates the NI for independent-tronc arrangements. The difference is small — 8% of a modest monthly tronc share — but it is real, and it belongs to you, not the calculator.

What stays out of the gross: nothing else, really. Kitchen pay has no tax-free allowances of the kind drivers get for nights out — the wage, the tronc and the tips are all taxable, and the honest gross is all of them added together.

The Scotland toggle and the lower bands

North of the border the bands change: Scotland taxes income at 19%, 20%, 21%, 42%, 45% and 48% across six thresholds, while National Insurance, the £12,570 personal allowance and auto-enrolment pension stay UK-wide. At the £24,199.50 baseline the Scottish setup is a touch kinder than England's flat 20% — the 19% starter band on the first slice of taxable income leaves a Scottish kitchen assistant marginally better off each month.

The difference is small at this level of earnings — the 19% band only covers the first £2,827 of taxable income above the personal allowance. It is still worth toggling: the nation switch under the calculator applies the Scottish bands automatically, and the monthly figure it returns is the one your payslip will show if you pay Scottish income tax.

The boundary that matters at kitchen-assistant earnings is not a higher-rate threshold but the personal allowance itself. Part-timers earning under £12,570 pay no income tax at all — the calculator shows this automatically — though National Insurance and auto-enrolment pension have their own thresholds and still apply above them. A 16-hour week at the median (£10,325.12 a year) pays no income tax; the deductions are pension and NI only.

What the median does not tell you

The £12.41 median is the middle of every kitchen and catering assistant on a payroll: school kitchens and fine dining, London and the regions, the forty-year-old prep cook and the seventeen-year-old pot-washer. It does not split any of that out. Geography moves it, the type of kitchen moves it, and age moves it — the under-21s in the sample are the reason the median sits below the adult floor.

It also leaves out the self-employed entirely: ASHE covers employees, so agency chefs and freelance kitchen staff are not in the £12.41. And it says nothing about the tronc, which varies from nothing in a café with no tipping to a meaningful monthly addition in a busy restaurant — the median is the wage line only, and the tronc is where two identical £12.41 jobs can diverge.

Read the median as a starting point and a negotiating reference, not a verdict. Offered £12.41 for a split-shift week with an unpaid gap and no tronc, the median says the rate is typical and the package is thin. Offered £12.80 for straight shifts with a tronc, the rate beats the median and the package beats it by more.

About this calculator

How the tax engine works

The worked example runs the £24,199.50 median through the 2026/27 England model in deduction order. First the pension: 5% of qualifying earnings (£24,199.50 minus the £6,240 lower limit = £17,959.50), which is £897.98. The model is salary-sacrifice: income tax and National Insurance are charged on pay after the pension comes out, so £24,199.50 − £897.98 = £23,301.52 of taxable pay. Income tax is 20% of pay above the £12,570 personal allowance: (£23,301.52 − £12,570) × 20% = £2,146.30. Employee National Insurance is 8% between £12,570 and £50,270: (£23,301.52 − £12,570) × 8% = £858.52. Subtract all three from £24,199.50 and the take-home is £20,296.70 — £1,691.39 a month, £390.32 a week. Every figure in the worked example is engine-computed, not estimated.

Reviewed and updated

Pay figures and the worked example were re-checked on 24 September 2026 against the ONS ASHE 2025 provisional release and the 2026/27 England tax model. Put your real rate, your real hours and your real tronc in — a calculator fed with the advert's version of the job returns the advert's version of the pay.

Kitchen assistant take-home pay FAQs

What is the take-home pay of a kitchen assistant on £12.41 an hour?

At a 37.5-hour week — £24,199.50 a year — the take-home is £20,296.70 a year, £1,691.39 a month, £390.32 a week, under the 2026/27 England model with auto-enrolment pension on. That is after £2,146.30 of income tax, £858.52 of National Insurance and £897.98 of pension contributions.

Most kitchen assistants work part-time: enter your actual weekly hours and the calculator rebuilds the monthly figure — a 20-hour week at the median is £12,906.40 a year gross.

I only work 20 hours a week — what do I put in the calculator?

Your rate times your hours times 52. At the £12.41 median, 20 hours is £12,906.40 a year gross — enter that figure. Use your averaged hours if the rota varies: the last twelve weeks is the honest reference period.

Do not enter the £239.00 ONS weekly median as your pay — that describes the median worker's hours, not yours.

Do I include my tronc share in the calculator?

Yes. Tronc distributions are taxable earnings, so add the year's expected tronc to the gross. A £40-a-month kitchen share (£480 a year) on top of the £24,199.50 baseline means entering £24,679.50.

One nuance: where an independent troncmaster allocates the tronc, no Class 1 National Insurance is due on it (income tax still is) — the calculator applies NI to the whole gross, so it slightly overstates NI on that slice. The difference is small but real.

Are cash tips taxable?

Yes. Cash tips handed directly to you are taxable income — the Tips Act does not cover them (they are out of scope where the employer has no involvement), but HMRC still expects them declared and taxed. They do not go through your employer's payroll, so they will not appear in the calculator's PAYE figures: keep your own record and declare them.

I pay Scottish income tax — does the calculator work for me?

Yes — use the nation toggle under the calculator. Scotland's six-band system (19% to 48%) replaces England's 20/40/45% bands; the £12,570 personal allowance, National Insurance and auto-enrolment pension are UK-wide and unchanged.

At £24,199.50 the 19% starter band leaves you marginally better off than in England. The calculator switches the bands automatically when you toggle.

Does the calculator include my pension?

Yes — auto-enrolment at 5% of qualifying earnings (£6,240–£50,270) is switched on by default. On the £24,199.50 baseline that is £897.98 a year.

Part-timers should note the £6,240 lower limit: earn below it and no pension is deducted at all. The calculator handles the threshold automatically.

What about student loan repayments?

Student loan repayments are not deducted by this calculator — the worked example assumes no student loan. Repayments come off after tax and National Insurance as 9% of earnings above your plan's threshold.

On the £24,199.50 baseline the repayment is small or zero depending on the plan: a Plan 5 loan (threshold £25,000) takes nothing at all. Work out your exact repayment on the student loan page and subtract it from the take-home shown here.

I work split shifts — does the unpaid gap change my take-home?

No. The gap between lunch and dinner service is unpaid, so it adds nothing to the gross — and because the calculator works from the gross you enter, there is nothing to adjust. Enter your paid hours only.

The gap does affect the effective hourly rate (total pay divided by total hours of your day), which is why split-shift rotas deserve a harder look at interview — but the take-home maths needs no special handling.

Sources

These are estimates for guidance only, not financial advice. Figures are taken from the sources listed above and were correct when this page was reviewed. Your actual pay depends on your contract, hours and tax code — check your payslip and HMRC guidance if anything looks off.