- Electrician take-home pay calculator
Monthly take-home on the £19/hr median and any salary or day rate, with tax, NI and pension worked out.
- CIS and pay for electricians
The 20% deduction worked through on a real sparkie invoice, rebates, the umbrella comparison and the Ltd-company question.
- CIS deductions explained
The full construction-industry guide: 20%, 30% and 0% rates, registration and gross payment status.
- Construction pay hub
Pay across the trades: how electrician pay compares with other construction roles.
| Employed (PAYE) | Agency (PAYE or umbrella) | CIS subcontractor | |
|---|---|---|---|
| Typical gross | ≈£39,520 a year at the £19/hr ONS median, 40-hour week | Hourly or day rate set by the agency; no guaranteed hours | Agreed price or day rate with the contractor, minus 20% CIS if registered (30% if not) |
| Tax and National Insurance | Deducted automatically through PAYE | Deducted through agency PAYE or umbrella payroll | Deductions count toward your tax and NI bill; the balance is settled by Self Assessment |
| Pension | 5% auto-enrolment minimum plus employer contributions | Usually none — provide your own | None provided — provide your own |
| Holiday and sick pay | 28 days paid holiday; statutory sick pay | Accrued holiday pay at best; gaps between assignments unpaid | No paid holiday; unpaid gaps between contracts |
| Steadiness of work | Steady, one employer | Flexible but insecure; assignments can end at a day’s notice | Insecure; reliant on contractors winning work |
How electrician pay works in 2026
The £19 an hour median, unpacked
The headline comes from the ONS Annual Survey of Hours and Earnings 2025, provisional release, covering the pay period that included April 2025. For SOC 2020 code 5241 — electricians and electrical fitters, all employees — the median is £19.00 an hour and £776.60 a week. Median means half of employed sparkies earned more and half earned less; it is not dragged up by a few high earners the way an average would be.
Turned into annual figures at standard full-time hours: £19 × 37.5 hours × 52 weeks = £37,050; £19 × 40 × 52 = £39,520; £19 × 45 × 52 = £44,460. The day-rate equivalent of the median is about £152 a day (£19 × 8), giving a derived band of roughly £150 to £155 a day for employed day-rate work. On the £39,520 figure, the 2026/27 England tax model gives £30,775.92 a year take-home — £2,564.66 a month, £591.84 a week.
Two caveats. First, ASHE covers employees only — sparkies working as CIS subcontractors or through limited companies are not in the figure, and neither are the self-employed. Second, the weekly median of £776.60 works out at about 40.9 hours at £19 an hour, which tells you the weekly figure includes overtime and shift payments that the hourly median does not isolate. Read the hourly figure as the rate for the job and the weekly figure as what people actually took home in gross terms.
Four ways sparkies get paid
Employed PAYE is the anchor. One employer, a payslip, tax and National Insurance handled before the money reaches you, 28 days of paid holiday, statutory sick pay and a workplace pension with at least 5% employee and 3% employer auto-enrolment minimums. The median £39,520 sits here, and the benefits are worth more than people credit: four weeks of paid holiday alone is £3,040 of gross a day-rate worker never sees.
Agency work trades security for flexibility and, usually, a higher headline rate. The agency sets an hourly or day rate, finds the assignments and pays you — directly through its own PAYE or via an umbrella company. There is no guaranteed run of work, holiday pay is typically only the accrued minimum, and gaps between assignments are unpaid. It suits sparkies who want to pick their jobs and their weeks, and who can price the gaps into the rate.
CIS subcontracting is the construction industry's own system. You agree a price or day rate with a contractor; the contractor deducts 20% from the labour element if you are CIS-registered (30% if you are unregistered or cannot be verified) and pays the rest to HMRC as an advance on your tax and National Insurance. Nothing is deducted from VAT, from materials you paid for, or from plant hire. Registration is free, and at the tax year end you file Self Assessment: if the deductions exceeded what you owed, HMRC repays the difference.
The limited company route means invoicing the full amount and paying yourself through a mix of salary and dividends, with corporation tax on the company profit. It brings admin — an accountant, company accounts, VAT registration once turnover passes the threshold — and it only starts to pay off once earnings are consistently high. The rough rule of thumb doing the rounds is around £45,000 a year and rising; treat that as a rule of thumb, not advice, and talk to an accountant before making the jump.
JIB grades, ECS cards and the 18th Edition
The Joint Industry Board (JIB) grading scheme is how the electrical contracting industry ranks its people, and the grade shows up in the pay. At the top of the site grades sits the approved electrician: fully qualified, able to work unsupervised, test and certify. At the bottom sits the electrician's mate: labourer grade, working under supervision, doing the fetching, carrying, chasing and basic installation support. Mates typically earn £13 to £15 an hour — a full third below the £19 median — which is exactly why the median covers such a wide spread.
The ECS card — the Electrotechnical Certification Scheme card — is the industry ID that proves what you are qualified to do. The gold card marks a qualified electrician; other colours mark trainees, mates and related grades. Main contractors increasingly require the right card before you set foot on site, so the card is not decoration: it is the difference between being booked as an electrician and being booked as a mate.
The 18th Edition of the wiring regulations (BS 7671) is the qualification employers and clients expect as standard. It is effectively the entry ticket to electrician-grade work — without it, the ceiling is mate-level pay regardless of time served. The step beyond it is testing and inspection: EICR work, initial verification, the fault-finding that other sparkies call in help for. That ticket is where the premium in the next section comes from.
Where the premium work sits
Testing and inspection is the best-paid hourly work most domestic sparkies can reach. Landlords in England must have an Electrical Installation Condition Report (EICR) at least every five years, which keeps a steady flow of inspection work that pays for the report, not the hour — and per-report pricing beats per-hour pricing once you are quick. The testing ticket costs time and money to get; it repays both.
New-build price work and commercial day-rate work are two different games. Price work — paid per unit, per board, per fit — rewards speed: the fast sparkie earns well above the day-rate equivalent, the slow one earns below it. Commercial and industrial day-rate work rewards reliability and tickets instead: the rates run above domestic, the hours are steadier, and the clients care about your ECS card and your test gear, not how fast you chase a wall.
Emergency call-outs are the third premium: evenings, weekends and the middle of the night, when the customer is choosing between your price and a dark house. Call-out fees plus premium hourly rates make it lucrative — and it is also where cash-in-hand offers appear. Take the work, invoice it, declare it. HMRC's interest in undeclared cash work is not theoretical, and one penalty wipes out a year of quiet extras.
What moves the rate: London, sector and experience
London pays more and costs more. Rates in the capital sit above the regions — the long-standing London weighting reflects both the cost of living and the concentration of commercial work — but the gap narrows once rent and travel are accounted for. For sparkies willing to commute, the South East commercial market is where the day-rate work concentrates.
Sector matters as much as postcode. Commercial and industrial work pays above domestic; within domestic, the premium sits with testing, fault-finding and the specialist tickets. Experience compounds it: an approved electrician with ten years on the tools, a testing ticket and a reputation with two or three contractors does not compete for work on price — the phone rings. The £19 median is a snapshot of everyone; your position in it is set by grade, tickets and sector.
The honest way to read the median is as a ladder. Mates at £13–£15 an hour at the bottom, the £19 median in the middle covering the broad mass of employed sparkies, approved electricians with tickets above it, and testing specialists and commercial day-rate contractors above them again. Every rung up is bought with qualifications, not years alone.
Picking a structure: the honest comparison
If security matters, employed wins and it is not close: the £39,520 median comes with paid holidays, sick pay, a pension with employer contributions and income that arrives every month. A day rate that looks 20% higher stops looking higher once four unpaid weeks and a self-funded pension are priced in.
If the headline rate matters and you can handle gaps, CIS subcontracting wins on flexibility: agree your price, let the contractor handle the 20% deduction, settle up at year end — and expect a rebate more often than a bill, since flat-rate deductions through the year usually overshoot the actual liability once the personal allowance and expenses are applied.
Agency sits between the two: easier to start than CIS, less admin, but the weakest position on holidays and pension. The limited company is the endgame for consistently high earners with an appetite for paperwork — and the ~£45,000 rule of thumb is the point where the maths starts to deserve a proper look from an accountant, not a decision.
About these pay figures
Where the numbers come from
Pay figures come from the ONS Annual Survey of Hours and Earnings 2025 (provisional), pay period including April 2025, all employees, SOC 2020 code 5241 (electricians and electrical fitters): median £19.00 an hour and £776.60 a week. The mate range of £13 to £15 an hour is a typical market range, not an ONS figure, and is labelled as such wherever it appears.
Take-home figures use the 2026/27 UK tax model for England: personal allowance £12,570, 20% basic rate to £50,270, employee National Insurance at 8% between £12,570 and £50,270 and 2% above, and auto-enrolment pension at 5% of qualifying earnings (£6,240–£50,270) treated as salary sacrifice. CIS deduction rates and rules are from GOV.UK: 20% for registered subcontractors, 30% where unregistered or unverifiable, 0% with gross payment status.
How to use this hub
Start with the take-home calculator: enter the £19-an-hour median or your own rate and see the monthly figure the 2026/27 model produces. Working as a subcontractor? The CIS and pay page works the 20% deduction through a real invoice and explains the year-end rebate. On agency and weighing it against a permanent offer? Run the day rate against the £39,520 employed anchor and price the missing holidays before deciding.
Electrician pay FAQs
How much does an electrician earn in the UK in 2026?
The ONS puts the median at £19.00 an hour and £776.60 a week (ASHE 2025 provisional, pay period April 2025, all employees). At a 40-hour week that is £39,520 a year.
After income tax, National Insurance and auto-enrolment pension, £39,520 leaves £30,775.92 a year — £2,564.66 a month, £591.84 a week — under the 2026/27 England tax rules. Remember the median covers everyone from mates (£13–£15 an hour typical) to approved electricians, and it covers employees only: CIS subcontractors and limited-company sparkies are not in the figure.
What is the difference between an electrician and an electrician’s mate?
An electrician's mate is labourer grade: working under supervision, doing the carrying, chasing, drilling and basic installation support. Mates typically earn £13 to £15 an hour. An electrician — graded as approved under the JIB scheme — is fully qualified, works unsupervised, and can test, inspect and certify work.
The practical divider is tickets: the 18th Edition wiring regulations as the entry ticket, an ECS gold card as the industry ID, and testing-and-inspection qualifications for the premium work. Time served without the tickets keeps you at mate-level pay.
How does CIS tax work for electricians?
Under the Construction Industry Scheme, the contractor you invoice deducts 20% from the labour element if you are CIS-registered — 30% if you are unregistered or cannot be verified — and pays it to HMRC as an advance on your tax and National Insurance. Nothing is deducted from VAT, from materials you paid for, or from plant hire.
At the tax year end you file Self Assessment: the deductions are set against your actual liability, and if too much was taken HMRC repays the difference. Registration is free. The full worked example — a £3,500 labour plus £900 materials invoice — is on the CIS and pay page.
Agency, CIS subcontractor or limited company — which pays best?
On headline rate, subcontracting and agency usually beat employed: the £19-an-hour median is the anchor, not the ceiling. On money actually kept, the comparison is closer than it looks — employed work brings 28 days of paid holiday, sick pay and a pension with employer contributions, while agency and CIS income stops between assignments and funds its own pension.
The limited company route can win for consistently high earners, with around £45,000 a year as the rough rule of thumb where the maths starts to deserve a proper look — not advice, and not without an accountant. The honest answer: pick the structure that fits your appetite for gaps and paperwork, then compare the in-pocket figures, not the headlines.
What is the 18th Edition and do I need it?
The 18th Edition is the current edition of the wiring regulations (BS 7671) — the national standard for electrical installation work in the UK. In practice it is the qualification employers, agencies and main contractors expect before they will engage you as an electrician rather than a mate.
It underpins the ECS gold card and JIB grading, and it is the foundation for the testing-and-inspection qualifications that open up EICR work. Without it, the ceiling on your pay is mate-level money no matter how long you have been on the tools.
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Sources
- ONS — Annual Survey of Hours and Earnings 2025 (provisional). SOC 2020 code 5241 (electricians and electrical fitters), all employees, pay period including April 2025: median £19.00 per hour, £776.60 per week. Day-rate band of ~£150–£155 derived from the hourly median × 8. Accessed 23 September 2026.
- GOV.UK — CIS: what you must do as a subcontractor. Deduction rates: 20% for CIS-registered subcontractors, 30% where unregistered or unverifiable, 0% with gross payment status; deductions are advance payments toward tax and National Insurance; registration is free; overpaid deductions reclaimed via Self Assessment. Accessed 23 September 2026.
- GOV.UK — CIS: what you must do as a contractor. Contractors deduct from labour payments and pay HMRC; no deduction on VAT, directly-paid materials or plant hire. Accessed 23 September 2026.
- GOV.UK — Income Tax rates and allowances 2026/27. Personal Allowance £12,570; 20% to £50,270, 40% to £125,140, 45% above; bands frozen to 5 April 2031. Accessed 23 September 2026.
- GOV.UK — National Insurance rates 2026/27. Employee Class 1: 8% on £12,570–£50,270, 2% above. Accessed 23 September 2026.
These are estimates for guidance only, not financial advice. Figures are taken from the sources listed above and were correct when this page was reviewed. Your actual pay depends on your contract, hours and tax code — check your payslip and HMRC guidance if anything looks off.